BMW card

You'll earn the following points with the BMW Mastercard:

Earn 4 points per $1 spent on eligible BMW purchases.1

Earn 3 points per $1 spent on eligible gas station purchases.

Earn 2 points per $1 spent on eligible restaurant purchases.

Earn 1 point on all other eligible purchases.

— Special Offer —


Bonus BMW Reward Points after you spend $500 in purchases within the first 90 days of account opening2

Intro APR

on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 15.24% - 24.24%.*

View Terms and Conditions

— Plus —


Learn how fast you can earn

Select your monthly spending to see how quickly your BMW Reward Points add up!1

Estimate Monthly Spending

Gas Stations
All other purchases

Here's how you can redeem your BMW Reward Points:

BMW Rewards Card

Get 25% more value when you redeem points for a BMW Rewards Card. Use it for BMW service, accessories, lease end costs and more.3



Other Reward Options

Redeem for travel, merchandise, cash back and more.


Enjoy complimentary Mastercard benefits

Cell Phone Protection

Up to $1,000 of annual coverage for damage or theft.4


Free ShopRunner membership. Members currently receive 2-day shipping and free return shipping at over a hundred online retailers.5