Earn 5,000
bonus points!
Just spend $500 in purchases within the
first 90 days of account opening1
You'll earn the following points:
4X
per $1 spent on eligible BMW purchases.2
3X
per $1 spent on eligible gas station purchases.
2X
per $1 spent on eligible restaurant purchases.
1X
on all other eligible purchases.
SAVINGS FOR
CARDMEMBERS
Intro APR
0% Intro APR on purchases and balance transfers† for 12 billing cycles. After that, a variable APR applies, currently 19.24% to 32.24%.*
Learn how fast you can earn
Move the sliders belowSelect your monthly spending to see how quickly your BMW Reward Points add up!
Estimate Monthly Spending
Every year you could earn 312,000 BMW Reward Points
Here's how you can redeem your 312,000 BMW Reward Points:
BMW Rewards Card
Get 25% more value when you redeem points for a BMW Rewards Card. Use it for BMW service, accessories, lease end costs and more.3
$3,900
or
Other Reward Options
Redeem for travel, merchandise, cash back and more.
$3,120
