You'll earn the following points with the BMW Mastercard:
Earn 4 points per $1 spent on eligible BMW purchases.1
Earn 3 points per $1 spent on eligible gas station purchases.
Earn 2 points per $1 spent on eligible restaurant purchases.
Earn 1 point on all other eligible purchases.
— Special Offer —
Bonus BMW Reward Points after you spend $500 in purchases within the first 90 days of account opening2
0% Intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 16.74-25.74%.*
— Plus —
Learn how fast you can earn
Move the sliders belowSelect your monthly spending to see how quickly your BMW Reward Points add up!1
Estimate Monthly Spending
Every year you could earn:
BMW Reward Points
Here's how you can redeem your BMW Reward Points:
BMW Rewards Card
Get 25% more value when you redeem points for a BMW Rewards Card. Use it for BMW service, accessories, lease end costs and more.3
Other Reward Options
Redeem for travel, merchandise, cash back and more.