BMW card

You'll earn the following points with the BMW Mastercard:

Earn 4 points per $1 spent on eligible BMW purchases.1

Earn 3 points per $1 spent on eligible gas station purchases.

Earn 2 points per $1 spent on eligible restaurant purchases.

Earn 1 point on all other eligible purchases.

— Special Offer —


Bonus BMW Reward Points after you spend $500 in purchases within the first 90 days of account opening2

Intro APR

on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 17.49% to 26.49%.*

View Terms and Conditions

— Plus —


Learn how fast you can earn

Move the sliders belowSelect your monthly spending to see how quickly your BMW Reward Points add up!

Estimate Monthly Spending

Every year you could earn 312,000 BMW Reward Points

Here's how you can redeem your 312,000 BMW Reward Points:

BMW Rewards Card

Get 25% more value when you redeem points for a BMW Rewards Card. Use it for BMW service, accessories, lease end costs and more.4


Other Reward Options

Redeem for travel, merchandise, cash back and more.


Enjoy complimentary Mastercard benefits


Get free delivery on your favorite flavors, reduced fees and exclusive offers with DashPass, the monthly subscription service from DoorDash. New members get 3 free months of membership. Plus, DashPass members get $5 off their first 2 orders per month.3


Free ShopRunner membership. Members currently receive 2-day shipping and free return shipping at over a hundred online retailers.3

Important changes to merchant offers as described in your Guide to Benefits, effective April 1, 2021.
The onefinestay offer will expire and Hello Fresh and DoorDash offers will be available.
The Lyft offer will change to the following - cardholders can take 3 rides in a month and get a $5 Lyft credit, offer expires September 30, 2022.
The ShopRunner offer expires September 30, 2022.
For current offers and terms & conditions visit