Just spend $500 in purchases within the
first 90 days of account opening1
You'll earn the following points with the BMW Mastercard:
Earn 4 points per $1 spent on eligible BMW purchases.2
Earn 3 points per $1 spent on eligible gas station purchases.
Earn 2 points per $1 spent on eligible restaurant purchases.
Earn 1 point on all other eligible purchases.
0% Intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 19.74% to 28.74%.*
Learn how fast you can earn
Move the sliders belowSelect your monthly spending to see how quickly your BMW Reward Points add up!
Estimate Monthly Spending
BMW Reward Points
Here's how you can redeem your 312,000 BMW Reward Points:
BMW Rewards Card
Get 25% more value when you redeem points for a BMW Rewards Card. Use it for BMW service, accessories, lease end costs and more.3
Other Reward Options
Redeem for travel, merchandise, cash back and more.
Enjoy complimentary Mastercard® benefits
Get free delivery on your favorite flavors, reduced fees and exclusive offers with DashPass, the monthly subscription service from DoorDash. New members get 3 free months of membership. Plus, DashPass members get $5 off their first 2 orders per month.4
Free ShopRunner membership. Members currently receive 2-day shipping and free return shipping at over a hundred online retailers.4