You'll earn the following points with the BMW Mastercard:
Earn 4 points per $1 spent on eligible BMW purchases.1
Earn 3 points per $1 spent on eligible gas station purchases.
Earn 2 points per $1 spent on eligible restaurant purchases.
Earn 1 point on all other eligible purchases.
— Special Offer —
Bonus BMW Reward Points after you spend $500 in purchases within the first 90 days of account opening2
0% Intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 15.24% - 24.24%.*
— Plus —
Learn how fast you can earn
Move the sliders belowSelect your monthly spending to see how quickly your BMW Reward Points add up!1
Estimate Monthly Spending
Every year you could earn:
BMW Reward Points
Here's how you can redeem your BMW Reward Points:
BMW Rewards Card
Get 25% more value when you redeem points for a BMW Rewards Card. Use it for BMW service, accessories, lease end costs and more.3
Other Reward Options
Redeem for travel, merchandise, cash back and more.
Enjoy complimentary Mastercard benefits
Cell Phone Protection
Up to $1,000 of annual coverage for damage or theft.4
Free ShopRunner membership. Members currently receive 2-day shipping and free return shipping at over a hundred online retailers.5
Important changes to merchant offers as described in your Guide to Benefits, effective April 1, 2021.
The onefinestay offer will expire and Hello Fresh and DoorDash offers will be available.
The Lyft offer will change to the following - cardholders can take 3 rides in a month and get a $5 Lyft credit, offer expires September 30, 2022.
The ShopRunner offer expires September 30, 2022.
For current offers and terms & conditions visit mastercard.us/worldoffers.