Earn 5,000
bonus points!

Just spend $500 in purchases within the
first 90 days of account opening1

You'll earn the following points:

4X
per $1 spent on eligible BMW purchases.2

3X
per $1 spent on eligible gas station purchases.

2X
per $1 spent on eligible restaurant purchases.

1X
on all other eligible purchases.

SAVINGS FOR
CARDMEMBERS

Intro APR
0% Intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 19.24% to 29.99%.*

View intro APR details and full terms

Learn how fast you can earn

Move the sliders belowSelect your monthly spending to see how quickly your BMW Reward Points add up!

Estimate Monthly Spending

Every year you could earn 312,000 BMW Reward Points

Here's how you can redeem your 312,000 BMW Reward Points:

BMW Rewards Card

Get 25% more value when you redeem points for a BMW Rewards Card. Use it for BMW service, accessories, lease end costs and more.3

$3,900
 
or

Other Reward Options

Redeem for travel, merchandise, cash back and more.

$3,120

Enjoy complimentary Mastercard® benefits
including:

Lyft

Take 3 rides, get a $5 Lyft credit every month.4


Shoprunner

Free ShopRunner membership. Members currently receive 2-day shipping and free return shipping at over a hundred online retailers.4