Choose the BMW credit card that's right for you

BMW Card

Earn 5,000 bonus points

after you spend $500 in net purchases within the first 90 days of account opening¹

Next step: Apply

Learn more

BMW Precision Card

Earn 7,500 bonus points

after you spend $1,000 in net purchases within the first 90 days of account opening²

Next step: Apply

Learn more

Accelerate your rewards

With the BMW card you'll earn:

4X points
per $1 spent on eligible BMW purchases³
3X points
per $1 spent on eligible gas station and EV charging station purchases
2X points
per $1 spent on eligible restaurant purchases
1X point
on all other eligible purchases

With the BMW Precision card you'll earn:

5X points
per $1 spent on eligible BMW purchases⁴
3X points
per $1 spent on eligible gas station and EV charging station purchases
2X points
per $1 spent on eligible restaurant purchases
1.5X points
on all other eligible purchases
$70 annual dealership credit
at BMW Centers⁵

Fees and intro APR

BMW Card special pricing:

$0
Intro APR
0% intro APR on purchases and balance transfers for 12 billing cycles. After that, a variable APR applies, currently 18.24% to 27.24%.*
View intro APR details and full terms

With the BMW Precision card special pricing:

25% more on BMW redemption

Get 25% more value when you redeem points for a BMW Rewards Card. Use it for BMW service, accessories, lease end costs and more. For example, 20,000 points are worth $250 at BMW Centers.⁶

You can also redeem points for a variety of options:

Travel
Merchandise
Cash Back
Loan/Lease
Payment

DRIVE ON THE EDGE OF PHYSICS

Save 20% on BMW driving school

Use your BMW Credit Card and save 20% when you book a class through the BMW Performance Driving School.