Compare BMW Credit Cards

Compare the BMW Credit Cards
Card BenefitsBMW Precision CardBMW Card
Annual Fee $99 $0
Points earned per $1 spent on eligible BMW purchases 5 points1 4 points2
Points earned per $1 spent on eligible gas station purchases 3 points1 3 points2
Points earned per $1 spent on eligible restaurant purchases 2 points1 2 points2
Points earned per $1 spent on all other eligible purchases 1.5 points1 1 point2
Points are worth 25% more when used at BMW Centers Yes, included with the BMW Precision Card. Yes, included with the BMW Card.
Introductory Rate Offer No, not included with the BMW Precision Card. Yes, included with the BMW Card.
Annual Dealership credit $703 No, not included with the BMW Card.
Enrollment Bonus 7,500 points
after spending $1,000 in eligible net purchases within the first 90 days of account opening.4
5,000 points
after spending $500 in eligible net purchases within the first 90 days of account opening.5
No Foreign Transaction Fees Yes, included with the BMW Precision Card. No, not included with the BMW Card.
Mastercard World Elite Benefits Yes, included with the BMW Precision Card. No, not included with the BMW Card.
Mastercard World Benefits Yes, included with the BMW Precision Card. Yes, included with the BMW Card.